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Monday, October 6, 2025

Covertime steps into UK market to serve growing short-term car insurance demand

Covertime has announced its UK launch to address the rising appetite for short-term car insurance, a market now chosen by roughly 15% of motorists seeking more flexible alternatives to standard annual policies.

The service caters to everyday needs—be it borrowing a vehicle from a family member, covering a newly purchased car, or arranging emergency cover. With a strong focus on user experience, Covertime provides rapid quotes and instant policy documents either by email or directly in its intuitive app. The company offers temporary car, van, and learner driver insurance.

“Consumer needs are shifting. The traditional annual car insurance policy doesn’t work for everyone and temporary insurance is helping to fill that gap,” said Alan Inskip, CEO and Co-Founder of Covertime.

“At Covertime, we’re combining years of industry experience with the latest technology to deliver a smarter, more flexible option, whether you need cover for a few hours or a few weeks.”

Covertime’s founding team helped establish the short-term insurance sector back in 2006 and is now returning with a digital-first platform built around today’s driving habits. From payment flexibility and in-app customer support to efficient policy delivery, Covertime is designed to match the modern driver’s expectations.

“Some drivers are paying thousands for an annual policy, even if they barely use their car,” said Paul Salter, Co-Founder and Chief Underwriting Officer.

“Temporary cover gives people a practical alternative, you only pay when you need to drive and you can get insured in no time.”

Find out more at Covertime.com.

About Covertime

Covertime Limited was founded in September 2024 by a team of temporary insurance industry experts who originally championed the short term insurance concept in 2006. Providing temporary car insurance to the UK, Covertime’s mission is to provide affordable, reliable and transparent short term cover to drivers who do not require an annual policy. 

Whether an individual needs to borrow a car from a friend or family, drive away a new car or insure a car for an emergency, Covertime’s laser-focus on the customer experience makes the process of obtaining a quote and buying insurance incredibly quick and simple, either through a browser or on the user-focused app.

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