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Tradesman Saver accelerates growth with new sub-brands and refreshed identity

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Tradesman Saver, one of the UK’s leading providers of insurance to tradespeople, has kickstarted ambitious growth plans for 2026 by expanding its services alongside the reveal of new branding.

Already well-established in the construction sector, Tradesman Saver has now launched four sub-brands – Electrician Saver, Carpenter Save, Cleaner Saver, and Professional Saver – to cater for more people operating in various lines of work.

The expansion of its services coincides with an update to the Tradesman Saver branding, featuring a more refined visual identity that reflects the modern, professional business it is today and creating a stronger, more relatable connection with its customers.

Launched 18 years ago, Tradesman Saver became one of the first specialist insurance providers to offer a digital end-to-end experience for customers, enabling them to quote, buy and renew entirely online and at a time that suits them. After hitting the 10,000 customer mark in 2019, the brand continued to expand and in 2024 was acquired by Jensten, a leading broking and underwriting group, with the aim of achieving further growth. Having recently announced its own acquisition by leading global private equity firm Bain Capital, Jensten has invested significantly in Tradesman Saver’s digital presence to reach even more customers.

Dean Laming (pictured), managing director for Tradesman Saver, said: “We’ve always had a clear goal to become a leading provider of specialist insurance in the UK, particularly within the construction sector. To achieve that, we knew we needed greater investment and the ability to scale at pace, which is why the acquisition by Jensten in 2024 was such an important milestone for us.

“As the business has evolved, our brand needed to evolve with it. The launch of these targeted sub-brands for key trades and professions shows we’re serious about supporting more of the UK’s workforce, while our refreshed look and feel is a sign of our ability to compete effectively amongst established brands. We have real credibility and confidence embedded in the business today.”

Tradesman Saver’s unique, value-led offering to customers goes beyond basic insurance requirements, with 24-hour access to legal support, free mental health counselling services, and accidental death and overseas work cover provided as standard.

Dean added: “While price plays an important role in customer buying decisions, the cheapest policy doesn’t always deliver the right level of cover. What matters most is having insurance that provides comprehensive protection, backed by a professional partner who understands the unique challenges and working environments faced by tradespeople and other professions.

“Our focus has always been on delivering value, not just low prices, ensuring customers have the protection they need for every part of their work. These recent changes in the business make a clear statement about our commitment to quality, clarity and specialist cover that goes above and beyond to help those who need it.” 

Find out more about Tradesman Saver here.

Open Property Group Reveals True Cost of Collapsed UK Property Sales

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Failed property transactions are draining hundreds of millions of pounds from the UK housing market each year, according to new analysis released by Open Property Group.

The findings show that a significant share of agreed sales never reach completion:

  • Around 28–31% of UK property transactions fall through before completion
  • More than one million residential sales typically complete each year
  • Government analysis estimates that aborted deals cost buyers and sellers over £400 million annually
  • Average losses per failed sale are approximately £2,700, with some cases exceeding £5,000

Although annual completion figures suggest a healthy level of activity, industry estimates indicate that they mask a much larger number of attempted transactions. Many of these fail due to broken chains, valuation issues, mortgage refusals, gazumping or prolonged conveyancing delays.

The economic impact of these failures is considerable. Government research tied to home buying and selling reform suggests that wasted expenditure on legal work, surveys, valuations and administrative costs amounts to more than £400 million each year.

Repeated transaction failures also have wider implications for the housing market. They slow down chains, restrict movement and add further pressure on households already managing high costs and uncertain mortgage conditions.

Jason Harris-Cohen, Managing Director of Open Property Group, said headline market statistics do not reflect the lived experience of many sellers.

“On paper, transaction volumes can look reassuring, but they don’t show how many people are stuck in failed sales for months, paying fees and living in limbo,” said Harris-Cohen.

“We speak to homeowners every day who have lost thousands of pounds through no fault of their own because a buyer pulled out late or a chain collapsed. For many, the hidden cost isn’t just financial, it’s emotional stress, delayed life plans and growing uncertainty. When sales fall through repeatedly, trust in the system erodes, and people begin to question whether the traditional process is fit for purpose in today’s market. That loss of confidence has wider consequences, slowing movement across the housing market and discouraging sellers from re-listing quickly. Over time, this reduces choice for buyers and ultimately weakens the resilience of the entire property market.

“For homeowners under time pressure, whether due to financial strain, probate timelines or personal circumstances, these delays can be devastating. Many are left absorbing repeated costs while facing mounting uncertainty, with little recourse when transactions collapse late in the process. Without meaningful reform or alternative routes to sale, the imbalance of risk remains firmly stacked against sellers, who continue to pay the price for a system that fails to deliver certainty.”

Be Blunt Launches Round-Tipped Kitchen Knives to Promote Safer Homes

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A British manufacturer specialising in safety-focused kitchen knives is launching a new collection of round-ended blades at Spring Fair 2026, with the aim of reducing injuries and fatalities linked to knife use.

The Be Blunt range centres on a premium four-knife set designed with rounded tips, combining safety-conscious design with high-quality materials. Consumers can choose between sleek black Pakawood handles or traditional rosewood finishes.

The product launch aligns with increasing national awareness around safer knife alternatives. The Let’s Be Blunt campaign, established in 2025 by Southport attack survivor Leanne Lucas, has played a key role in this shift, encouraging families and communities to replace pointed kitchen knives with round- or blunt-tipped versions as a preventative measure against knife crime.

The campaign frames knife safety as a public health issue, focusing on everyday actions that reduce harm and drawing parallels with long-standing safety measures such as seatbelt laws and restrictions on indoor smoking.

Be Blunt’s knives are designed to retain full culinary functionality while removing the sharp point commonly found on standard kitchen blades, allowing users to prepare food as normal.

The rounded tip reduces the likelihood of impulsive weapon use and limits the severity of accidental injuries, including frequent kitchen accidents involving hand injuries.

All knives in the range use full tang construction, with the German steel blade extending through the handle. This provides improved balance, strength and longevity, ensuring consistent performance without weak points.

The company has also embedded social responsibility into its business model. Each knife set sold contributes funding to knife crime charities and community interest companies working at a grassroots level.

Calls for safer alternatives have grown louder following a number of widely reported knife incidents across the UK. In 2025, actor and campaigner Idris Elba publicly advocated for dulled and round-tipped knives as part of a broader response to knife violence, helping to bring the idea into the mainstream.

Recent crime data shows that police recorded around 51,527 knife-related offences in England and Wales in the year ending June 2025, with sharp instruments continuing to play a major role in serious violence.

Healthcare figures further underline the scale of the issue, with approximately 3,494 hospital admissions for assault involving sharp objects recorded in 2024/25, alongside thousands of additional treatments each year.

Be Blunt spokesperson Dominic Vanderstay said: “Our safety knives are safer alternatives to the pointed-tipped knives that most people use in their kitchens, but they’re just as effective.

“Too many lives are ended because a kitchen knife was an easily available weapon at a moment of crisis. I was determined to come up with a solution that doesn’t compromise food prep performance.

“We collaborated with professional chefs, testing a vast array of blade types and handle designs. Our goal was to create a high-performance safety knife that fundamentally addresses the safety risks posed by a traditional blade. Judging by the feedback we’ve received, I believe we’ve achieved that goal.”

The knife sets are now on sale at beblunt.co.uk, with prices set at £59.99 for the black Pakawood option and £69.99 for the rosewood version.

Be Blunt is inviting the public to take part in the discussion around knife safety, highlighting how small, considered changes at home can play a role in preventing harm and protecting lives.

Perovial® launches first licensed injectable therapy for acute Peyronie’s disease in UK

A clinically supported early-stage treatment addressing an often overlooked and undertreated men’s health condition.

IBSA UK&I has confirmed the launch of Perovial®, the first licensed injectable hyaluronic acid treatment specifically indicated for the management of Peyronie’s disease (PD in its acute phase.

Perovial® expands the treatment landscape by offering clinicians an evidence-based option for men presenting early in the disease course, helping to close long-standing gaps in the management of Peyronie’s disease.

Peyronie’s disease is a progressive condition marked by penile curvature, pain, deformity and erectile dysfunction, driven by fibrotic plaque development within the tunica albuginea. Prevalence estimates suggest between 0.3% and 13.1% of men worldwide are affected, although true figures are likely underestimated due to delayed presentation, stigma and underdiagnosis. Approximately 60% of men with Peyronie’s disease report a reduced quality of life, and therapeutic options during the acute phase remain limited and inconsistently incorporated into treatment pathways.

Identifying the condition early is crucial. The acute phase is characterised by active inflammation and evolving symptoms, presenting a potential window for intervention to help limit long-term scarring and deformity. However, limited awareness of Peyronie’s disease continues to pose a barrier to early diagnosis and timely treatment.

A new injectable pathway for acute phase management

Perovial® is delivered via intrapenile injection over a 10–12-week treatment course6. The hyaluronic acid formulation with its antioxidative and antifibrotic properties is designed to soften plaque and support tissue remodelling, helping to slow or limit the progression of scarring. 

Clinical studies report improvements in penile curvature, plaque size and erectile function, with favourable patient satisfaction and a tolerable safety profile.

As the first hyaluronic acid injectable licensed for Peyronie’s disease in the UK, Perovial® provides clinicians with a clear, accessible and structured intervention option ahead of chronic-stage surgical pathways. It also offers an alternative to other potential treatments with variable evidence bases, supporting a more consistent standard of care for patients.

Professor David Ralph, Professor of Urology, University College London, St Peter’s Andrology, and a UK urology Andrologist said: “Peyronie’s disease is often misunderstood, underdiagnosed and undertreated, partly because many men delay seeking help and partly because clinicians have had limited options to offer during the acute phase. The availability of a licensed hyaluronic acid injectable such as Perovial® provides a much-needed structured pathway for early intervention. Improving recognition of the acute phase and providing accessible treatment choices which could make a significant difference to long-term outcomes for many patients.”

Kevin, a patient living with Peyronie’s disease said: “Peyronie’s disease quietly crept into every part of my life and put real pressure on my relationship. I didn’t talk about it because I genuinely didn’t know where to turn, and that silence was incredibly isolating. Looking back, if I’d understood that the early signs needed prompt attention, I would have acted much sooner. Knowing there’s now a licensed treatment available in the early stages means men don’t have to sit in silence or wait until things worsen.” 

Rising private healthcare reshapes ownership and exits across UK practices

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Increasing reliance on private healthcare services in the UK is driving a notable rise in practice sales and external investment, according to business brokerage Verilo.

As NHS waiting times remain at historic highs, more patients are choosing private healthcare solutions. Research from YouGov shows that one in seven UK residents sought private treatment within the last year, with public attitudes continuing to move in that direction.

Supporting data from the Independent Healthcare Providers Network reveals that 71% of people would now consider private healthcare, compared with 63% just two years ago. This marks a clear shift in how private care is perceived by the wider population.

The trend is attracting growing interest from investors and strategic buyers, many of whom see private healthcare as a stable sector underpinned by long-term demand.

Verilo says buyer registrations have risen sharply, with a new potential acquirer joining its marketplace approximately every six hours during 2025.

Founder Joshua Catlett notes that demand is coming from a more diverse group of buyers than in previous years, extending beyond traditional healthcare operators.

“Private healthcare is no longer a niche or boutique offering. It’s becoming a core part of the UK health ecosystem. Buyers see a sector with rising patient demand, strong fundamentals, and operational headroom for growth. For practice owners, that creates liquidity and choice that simply wasn’t available ten, even five years ago.”

On the supply side, Verilo reports an increase in practices coming to market, particularly those run by clinicians who never anticipated the scale their businesses would reach.

What often begins as a patient-focused clinical operation can evolve into a complex organisation, requiring founders to take on responsibilities far removed from frontline care.

“Some practice owners describe themselves as accidental business owners. They set out to provide great clinical care, and the demand grew. Over time, their role shifts from treating patients to managing HR, staffing, and compliance. For many, selling the practice allows them to release capital while staying on clinically, and passing growth to an organisation better set up to scale.”

According to Verilo, the alignment between buyer interest and seller intent is leading to a more sophisticated and predictable transaction market.

Rather than full exits, many deals now involve staged sales, retained clinical positions or gradual transitions that reduce risk for founders.

The brokerage reports sustained annual growth in completed deals and a 90% completion rate, reflecting strong confidence from both buyers and sellers.

Catlett says the developments point to an industry coming of age.

“Private healthcare is entering a new phase where ownership transitions are planned, orderly, and strategic. Buyers are looking for scale, and owners are looking for sustainability. Those forces are meeting in the middle.”

CrimeSiren launches to provide verified local crime alerts and safety tools

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A new mobile app, CrimeSiren, has launched with the aim of helping residents across England and Wales stay informed about crime in their area through real-time, location-based alerts and built-in safety features.

Developed by Lantern 6 Studios, the app brings together official crime reporting, live notifications and practical tools focused on awareness. The platform has been designed to prioritise clarity and accuracy, helping users understand what is happening locally without fuelling unnecessary alarm.

According to Nathan O’Donnell, founder of Lantern 6 Studios Ltd and the app’s developer, CrimeSiren was created to improve how crime information is presented and interpreted:

“A lot of services show crime data, but they don’t necessarily help people feel informed or safe. I also felt there was a lot of misinformation circulating in informal online groups, which can create fear without context. CrimeSiren was designed to present information plainly and accurately.”

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App developer, Nathan O’Donnell

Users can view recent crimes near their home or chosen locations via an interactive map, giving them a clear and factual overview of activity in their area. CrimeSiren is currently available on both the Apple App Store and Google Play Store.

In addition to displaying individual incidents, the app monitors patterns over time and issues alerts when crime categories such as burglary, car theft or violent offences increase locally. This allows users to recognise emerging trends rather than isolated reports.

Nathan noted that real-life events during development highlighted the relevance of CrimeSiren’s approach to situational awareness:

“I’ve had about three break-in attempts on my car while I’ve been building the app. I’ll never forget the day it snowed and I came out to find handprints all over the door handles.”

One of CrimeSiren’s standout features is its suspect tracking option. When a nearby crime occurs, users can choose to receive updates relating to the suspect involved in that incident.

The app does not show any personal or identifying information. Instead, it provides status updates — such as arrest, charge or release — using official data, helping users stay informed as cases progress.

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CrimeSiren also includes a panic alert feature for moments when users feel unsafe. When activated, it starts an in-app group call with trusted contacts and shares the user’s live location on a map.

Nearby police stations are also displayed, allowing contacts to better understand the situation and offer appropriate support.

Users can additionally receive alerts when police aircraft are operating nearby. Helicopter activity is shown on an interactive map, giving context to visible or audible police presence.

Further features include access to local crime statistics, alerts when vehicle theft risk increases, and ongoing notifications linked to shifting crime patterns around the user’s location.

Celtic Routes unveils new Heritage Ireland itinerary as part of 2026 expansion

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Luxury self-drive operator Celtic Routes has announced the launch of a new Heritage Ireland tour for 2026, alongside extensive updates to four existing itineraries, reinforcing its long-standing commitment to the Irish market.

Known as the UK’s leading Land Rover self-drive tour provider, Celtic Routes has confirmed that the expanded Ireland programme represents its most significant investment in the destination to date. Central to the update is an eight-day Heritage Ireland journey designed to showcase a different side of the country.

Unlike the operator’s popular Wild Atlantic Way routes, the new itinerary focuses on Ireland’s south and east, taking guests on what the company calls a “deep dive drive from the dawn of time to 19th century emigration.” The route places emphasis on cultural history, geological landmarks and the social forces that have shaped modern Ireland.

The tour starts and ends in Dublin and includes visits to Neolithic tombs, medieval strongholds and the Copper Coast, alongside historically significant emigration sites such as Cobh and the Dunbrody Famine Ship. Other highlights include the early monastic site of Glendalough, Kilkenny’s preserved medieval streets, Cork’s iconic English Market and the culinary destination of Kinsale.

James Markwell, Head of Marketing at Celtic Routes, said: “Ireland has always been one of our most popular destinations, and this refresh represents our biggest investment in the programme to date. Heritage Ireland fills a gap we’ve identified for travellers who want to understand what makes the country tick rather than simply admire its coastline. The itinerary explores Ireland’s lesser-known corners while telling the story of a nation shaped by religion, invasion and famine.”

The 2026 collection also features enhanced versions of four established itineraries. A Taste of the Wild Atlantic Way offers a six-day introduction to one of the world’s great coastal drives, while the nine-day Classic Wild Atlantic Way provides a more comprehensive exploration from Connemara to the Beara Peninsula. The 13-day Two Irelands combines the Republic with Northern Ireland, and The Best of the Causeway Coast delivers a concentrated four-day experience of Northern Ireland’s dramatic coastal scenery.

All tours include premium vehicle hire from Celtic Routes’ fleet of Land Rover Defenders, Discoverys, Range Rover Evoques and Minis, handpicked high quality accommodation on a bed and breakfast basis, a personalised mobile app with day-by-day navigation and recommendations, and 24/7 support throughout the trip. Tours operate from March to October 2026.

New HR Connect report reveals mounting pressure on school HR teams nationwide

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HR Connect, a leading UK HR provider, has released its State of HR in Education 2025 Report, offering a detailed snapshot of current challenges facing schools. The report draws on insights from more than 125 education settings across the UK, including primary and secondary schools, special schools, independent institutions and academy trusts.

Available to download free of charge, the findings highlight a sector experiencing growing strain. School leaders and HR professionals are navigating tightening budgets, ongoing difficulties with recruitment and retention, and increasing compliance responsibilities. These pressures are intensifying as schools prepare for the Employment Rights Act, described as the most significant shift in UK employment law in a generation.

Key findings from the Report include:

  • Budget pressure is overwhelming schools:  56% of schools say funding and cost pressures are now their biggest HR challenge, dwarfing all other concerns.
  • Hiring is slow and getting harder: 3 in 4 schools take more than a month to fill vacancies, with nearly 1 in 5 waiting two months or longer.
  • Critical classroom roles are hardest hit: Classroom teachers and teaching assistants top the list of hard-to-fill positions, alongside SEND specialists and subject experts.
  • Pay is the deal-breaker: Almost half of schools cite salary and benefits as the single biggest barrier to attracting quality candidates.
  • Nearly half are standing still: Despite fierce competition for staff, 49% of schools have made no changes to their recruitment or retention approach.
  • HR is still stuck in hybrid mode: Spreadsheets and paper remain widespread, and just 5% of schools are very confident their HR systems are fully integrated and efficient.
  • Safeguarding systems are stronger, but not universal: While confidence is higher here, a significant minority of schools still lack full integration with HR.
  • Major legal change is coming, but awareness is patchy: Fewer than 1 in 8 schools are very familiar with the Employment Rights Act 2025, with day-one dismissal rights and flexible working the biggest concerns.

Speaking about the Report, Elliot Masters, Associate Director of HR Advisory, Strategy & Systems at HR Connect, said:

This year’s findings reflect a sector at a critical crossroads. School HR teams are doing extraordinary work under intense pressure, balancing shrinking budgets, hard-to-fill vacancies and increasing legal complexity. While we’re seeing progress in areas like digital HR and safeguarding, too many schools are still constrained by fragmented systems and limited resources.

The message from this report is clear: HR in education is no longer just operational. It is strategic. Investing in people, processes and technology is essential if schools are to stabilise their workforce and continue delivering high-quality education.”

HR Connect’s State of HR in Education 2025 Report is free to download in full and provides detailed analysis, benchmarking data and practical insights across recruitment, retention, HR systems, compliance and legal readiness, offering school leaders and HR professionals a clear view of where the sector stands today and what must change next.

Download a free copy in full here

Domestic solar installations reach record high across England and Wales in 2025

New figures reveal that 159,000 homes in England and Wales installed solar panels in 2025, marking a record year for domestic solar adoption and representing a 19% increase on the 133,000 installations completed in 2024. The data, released by renewable energy specialists Switch Together, follows closely on the announcement of the government’s Warm Homes Plan, which is expected to further accelerate uptake.

According to Switch Together, the latest figures make 2025 the strongest year on record for household solar installations. The organisation notes that this growth comes at a crucial point, as the UK government sharpens its focus on renewable energy, home decarbonisation and improving access to clean energy technologies.

The Warm Homes Plan introduces significant financial support for households installing solar panels, battery storage, heat pumps and insulation. The measures are intended to help reduce energy costs while increasing household energy security and independence.

George Frost, UK Head of Switch Together, said: “We’ve seen a real jump in activity across the domestic renewables sector over the past 18 months. Households want to reduce bills, cut carbon emissions and gain greater control over their energy use – and solar is now one of the most accessible ways to achieve all three.

We’re seeing demand from every part of the country as solar becomes a mainstream choice. Installation costs are falling, battery storage is growing and flexible finance options are helping more families make the switch. Many families are motivated not just by lower bills but also by the desire for long-term resilience, allowing them to generate and store their own clean energy.

The Warm Homes Plan is a major boost and could help millions of households. The next step is making sure people understand what support is available and how to access it.”

Additional policy changes already confirmed will require rooftop solar panels to be installed on all new homes from 2027, providing a sustained boost to solar adoption. Alongside this, the government’s wider clean energy strategy, including the creation of Great British Energy, is intended to stimulate investment, create jobs and accelerate progress towards national decarbonisation targets.

The analysis is based on MCS installation data compiled as of 27 January 2026.

Startups continue to risk EMI tax relief through avoidable legal missteps, expert warns

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  • JPP Law cautions that recurring errors in EMI schemes can result in startups permanently losing critical tax advantages
  • Problems linked to share structures, regulatory compliance and leaver clauses are often uncovered during due diligence
  • Recent changes to EMI thresholds mean founders should reassess schemes before issuing further options

JPP Law, a commercial law firm advising startups and scale-ups across England and Wales, says many early-stage businesses are still making preventable legal errors when putting Enterprise Management Incentive (EMI) schemes in place, often unaware of the long-term impact until it is too late.

While EMI options remain a popular and cash-efficient way for startups to incentivise and retain key staff, the underlying legal framework is complex and frequently misunderstood.

“We regularly see EMI schemes unravel not because founders are careless, but because they underestimate how technical the rules really are,” said JP Irvine, a commercial lawyer and option scheme expert for JPP Law. “By the time a problem comes to light, the tax benefits are often already lost.”

Drawing on its experience of reviewing and correcting EMI arrangements, JP Irvine points to a number of recurring issues that founders should be mindful of when setting up or updating schemes.

1. Using “full-strength” ordinary shares instead of a tailored employee share class

“A lot of founders reach for ordinary shares for their employees because it feels safe, familiar and consistent. But this is not the smartest move in the Founders’ Playbook. The problem is that ordinary shares usually hold full voting rights, dividends and wide information rights. That means they tend to have a higher market value, which drives up the option exercise price – and ends up costing your employee more in the pocket!

“A more practical route is to create a lighter share class specifically for employees. Removing rights that staff don’t need at an early stage often results in a much better option-valuation, which makes the exercise price more appealing and keeps the structure cleaner (votes to those who need them, no votes to those who don’t).

“Before you create a new share class, please take legal advice from a qualified corporate lawyer, rather than an automated bot, AI, a platform, or non-lawyer.

 “When this is planned properly from the start, it normally leads to a far better long-term structure, happy staff and an option scheme that actually works and pays out properly for the employee shares upon exit.”

2. Treating EMI as a “one and done” project – WRONG!

“It is very common for companies to draft the documents, sign the option agreements and send them to employees, thinking it is done and dusted. No – every employee must sign and return within the allotted deadline, annual reporting must take place by 6 July every year, and individual option grants must be reported too OR ELSE EMI status will be lost, and all your hard work wasted.

“You need a clear system for tracking options granted, making HMRC filings, paying exercise prices, issuing employee shares, updating Companies House and meeting deadlines. Set timers, diary notifications or whatever it takes to keep those dates in sight, because once an EMI falls out of compliance it is very hard to repair the damage.”

3. A common mix-up – vesting vs exercise

“Vesting and exercising are often spoken about as if they are the same thing, and they’re not. Vesting is quite akin to the concept of earning. The vesting date is the date when the employee has earned the right to exercise the option, subject to all other terms and conditions of the option agreement being satisfied. Even after vesting, the option holder is still an option holder – they do not own shares at that stage.

“Exercise is a separate step. It is the moment the employee actually acquires shares and becomes a shareholder – often by paying the exercise price (or by using whatever payment mechanism is allowed). Only after exercise do those shares form part of your company’s official share capital.

“We still see companies describing employees as shareholders when their options have only vested.That kind of confusion can cause real problems later on.”

4. In sync – keeping your option scheme, Articles and Investor Agreements aligned

“Like a Jigsaw, your EMI scheme “pieces” should fit within your existing company framework seamlessly.  Problems appear when companies grant options that clash with their Articles of Association or their shareholder agreements, or if employee option contracts or if equity promises made to employees are broken through miscommunication or mistake. 

“We have seen broken share capital tables and incorrect share option documents wreck the prospect of a company sale and wreck the goodwill between owners and employees. A share option scheme is meant to enhance goodwill, not destroy it.”

5. When it’s time to say goodbye – leaver terms and exits

“Leaver terms are another area where startups often fall short. These provisions govern what happens to options when an employee leaves, whether through resignation, dismissal, illness or death.

“Without clear rules on vesting cut-off points, exercise windows and exit treatment, disputes can quickly crop up. Matters become even more complex if an employee has exercised options and holds shares at the time of a sale.

“If an employee holds even one single share at the time when the Company sells, his or her rights must fit with drag-along, tag-along and warranty arrangements.

“Remember, they will also be a shareholder selling part of the company and will logically see and sign the share purchase agreement you are negotiating.”

6. EMI thresholds are changing, and founders must take note

“Recent Budget changes have expanded EMI thresholds from April 2026, increasing limits on employee numbers, gross assets and the total value of options that can be granted.

“While these changes give growing companies more flexibility, JPP Law warns that founders close to existing thresholds should review their position carefully before launching or expanding an EMI scheme.

“The threshold changes are helpful, but if a company is close to the limits, decisions around hiring, fundraising and option grants can affect EMI eligibility faster than founders expect.”